Assume you are making $989 monthly payments on your amortized mortgage. The amount of each payment that is applied to the principal balance:________.
a. Decreases with each succeeding payment.
b. Increases with each succeeding payment.
c. Is constant throughout the loan term.
d. Fluctuates monthly with changes in market interest rates
Answer:
I got you!
Explanation:
B. increases with each succeeding payment.
All of the following are examples of fiscal policy except __________.
a. the government building the new i-22 into birmingham, alabama
b. decreasing the corporate tax rate on us businesses
c. the government purchase of army uniforms
d. lowering the interest rate
economics
The given options are all examples of fiscal policy enacted by government except d. lowering the interest rate.
What is fiscal policy?Fiscal policy refers to actions by the government that are meant to improve or constrict economic activity.
They do so by either spending, reducing spending, or altering tax rates. Fiscal policy does not directly influence interest rates as this is done by monetary policy.
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When a plant asset is ________ but ________, the book value of the asset equals its estimated salvage value and the asset is not retired.
Answer:
fully depreciated; still used by a company
Explanation:
How do trade agreements of international organizations affect trade? by incentivizing the development of trade policies by eliminating tariffs and taxes on imports and exports by encouraging countries to provide open access to trade by helping smaller countries compete in the world market.
One way in which trade agreements by international organizations affect trade is by encouraging countries to provide open access to trade.
How do International Organizations affect trade?International organizations agree to treaties with nations that encourage those nations to allow free access to trade.
This ensures that more trade happens because people and nations would be free to import and export which would increase trade volumes as people take advantage.
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Answer: C. by encouraging countries to provide open access to trade
Explanation:
right on edge 2022
In negative self talk, personalizing is when a person _______. a. focuses only on their problems, ignoring their successes b. blames themselves for every problem, whether it was their fault or not c. believes that every situation will end badly d. see themselves as a failure for not living up to impossible standards please select the best answer from the choices provided a b c d
Answer:
I believe that the answer is A. Focuses only on their problems, ignoring their successes.
In the personality development of an individual, sometimes the person tries to shrink his thinking capacity and his own willpower; he starts blaming himself without any fault. This is termed "negative self-talk."
What causes negative self-talk?The main reasons for negative self-talk are a lack of self-confidence and depression. When a person fails in doing something, their self-confidence collapses so much that they give up easily, which makes them lose their confidence. This cause is common among those who are easily affected by others' views of them.
Sometimes others' points of view become so heavy on a person's mind who has less or no self-confidence that he starts the blame game. He becomes a self-blamer, believing that whatever happens, especially when something goes wrong, he will be held responsible even if he was not the cause of the problem.
Thus, the correct answer is B, where the person blames themselves for every problem, whether it was their fault or not, because they become the victim of the judgment of other people rather than their own judgment.
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Building, maintaining and strengthening beneficial relationships with suppliers and customers is accomplished through the use of: a. External process integration b. Data warehouses c. Expediting d. All of these choices are correct.
Building, maintaining and strengthening beneficial relationships with suppliers and customers is accomplished through the use of: a. External process integration.
External process integration can be defined as the process in which suppliers build and maintain a long lasting relationship with their customers.
External process integration is important as it enables suppliers to improve the quality of services rendered to their customers and it as well help them to save cost and time.
Inconclusion Building, maintaining and strengthening beneficial relationships is accomplished through the use of: a. External process integration.
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PLS HELP FAST!! WILL GIVE THE BRAINLIEST!!! 25 POINTS!!! You have just read several theories about the causes of crime, and seen examples of how those theories might be used to prevent crime.
Which of these theories makes the most sense to you? Why?
Which of these theories made the least sense to you? Why?
The three major sociological theories which are the interactionist perspective, the conflict perspective, and the functionalist perspective. And each has its own distinct way of explaining various aspects of society and the human behavior within it.
Sociological theories on crimeThere are many different sociological theories about crime, however, there are four primary perspectives about deviance: Structural Functionalism, Social Strain Typology, Conflict Theory, and Labeling Theory.
The least theory of crimeSocial strain typology, developed by Robert K. Merton, is based upon two criteria: (1) a person's motivations or adherence to cultural goals; (2) a person's belief in how to attain her goals.
Therefore, it (social strain typology) is not within the confines of Criminal theories.
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Use your knowledge of the leadership grid to select the correct management style for each description.
The most appropriate management style for description A would be Country Club Management because they are related in different ways.
What is leadership grind?Leadership grind is a text published in 1964 by Robert Blake and Jane Mouton. In this text, forms of management are classified as a tool for company managers to develop a management style.
One of the management styles proposed in this book is the country club manager, who is characterized by focusing his concern on the people who make up his work group, not worrying about production. This produces a comfortable work environment with poor performance.
Based on the foregoing, the most appropriate style for description A. would be Country Club Management, since it would foster a good work environment without looking at the team's results.
Note: This question is incomplete because there is some information missing. Here is the complete information:
A. Thoughtful, attention to people's needs for satisfying relationships leads to a comfortable and friendly organizational atmosphere and work pace.
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According to the authors of A Gift of Fire, it is obvious that computer technology ___________ mass unemployment.
Answer:
According to the authors of A Gift of Fire, it is obvious that computer technology has not and will not mass unemployment.
Which statement describes what this graph indicates about government spending? the government spends less than it receives year over year. the government should produce more money to cover spending. the government on average spends more than it collects. the government needs to lower taxes to cover spending.
The government spending graph indicated that
the government on average spends more than it
collects.
What is Government Spending?Government Spending serves as the public expenditure on goods as well as services which can be seen as a major component of the GDP.
Therefore, it can be concluded that the government spending graph let us know that the government spend more.
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#SPJ2
Differentiate between the scheduling techniques known as CPM and PERT
Employee ________ are perks that are provided in addition to salaries and wages, such as all or part of medical, dental, life and disability insurance.
The perks that are provided in addition to salaries and wages, such as all or part of medical, dental, life, and disability insurance are known as Employee Benefits.
What are Employee Benefits?Employee benefits are benefits that include all types of nonwage compensation that are given to employees in addition to their normal wages and salaries.
These benefits cover a lot of things including transportation, group life insurance, medical benefits, and even disability insurance. These are perks that are added to the normal wage of an employee.
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The amount of goods to be acquired from suppliers during the period is shown on the _______ budget.
The amount of goods to be acquired from suppliers during the period is shown on the merchandise or purchase budget.
What is the purchases budget?The purchases budget shows the quantity and amount of goods that a merchandiser needs to order from suppliers for the budget period.
Preparing the purchases budget helps to estimate demand and order points.
A company also uses the purchases budget to prepare for increases or changes in product lines or the launching of new products.
Thus, the amount of goods to be acquired from suppliers during the period is shown on the merchandise or purchase budget.
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Why is it a mistake to put e-mail addresses of people who don't know each other in the "to:" field?
An email is a form of electronic communication that allows you to send messages to other people. Because of the rise in cybercrime, we might assume that unusual emails can be risky.
Importance of Sending an Email?Email is a popular method of corporate communication since it is quick, cheap, widely available, and easily replicated. Email may be extremely beneficial to organizations because it provides an efficient and effective means of transmitting all types of electronic data.
One of the primary benefits of email is the ability to rapidly and conveniently distribute electronic files such as written documents, photographs, and data sheets to multiple contacts at the same time by simply attaching the file to an email.
Thus, The person you send it to will most likely think it's a fraud or that it was sent to the wrong person. But, most critically, to ensure that no one's email address is leaked. They did not agree to have their contact email shared with others.
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Many South Korean HDTV manufacturers are willing to give up immediate profits for long-term penetration of the market. This is a pricing objective known as ______
The pricing objective used by the South Korean HDTV manufacturers is known as penetration pricing.
What is penetration pricing?
Penetration pricing is a pricing objective where the sellers of a new product set the price for their product unusually low. They increase the price with the passage of time.
The purpose of penetration pricing is to entice consumers to purchase the product and increase the firm's market share.
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it is likely that John chooses this oil company because of their ___ services
it is likely that John chooses this oil company because of their good services
Answer:
Due to their good services, John is likely to choose this oil company!
Hope this helps you!
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What system is based on the supply and demand of goods to make a profit?.
Answer:
B : market economy
Explanation:
This video illustrates that kohl’s is addressing retail segmentation and targeting by ____________________________.
This video illustrates that Kohl’s is addressing retail segmentation and targeting by b) personalizing its retail offering to meet the different needs of different types of customers.
What is retail segmentation and targeting?Retail segmentation and targeting is the process by which a company:
Identifies its potential customers.Chooses the customers to pursue.Creates value for the targeted customers.Retail segmentation and targeting is achieved through the segmentation, targeting, and positioning (STP) process.
Answer Options:a) advertising on different cable channels to reach different types of customers.
b) personalizing its retail offering to meet the different needs of different types of customers.
c) doing all of the above.
d) releasing different clothing lines for Millennials, Gen Xers, and Boomers.
e) concentrating only on Boomers as they represent the largest and most lucrative generational segment.
Thus, the video illustrates that Kohl’s is addressing retail segmentation and targeting by b) personalizing its retail offering to meet the different needs of different types of customers.
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What is the purpose of establishing economic sanctions? to enter into an alliance with a country to honor the terms of a trade agreement to pressure a nation to change its policies to provide financial aid to a nation in need
The purpose of establishing economic sanctions is to pressure a nation to change its policies.
What is economic sanction?Economic sanction refers to the states use economic pressure (trade and financial restrictions) against other states to create policy or behavioral change.
Various international bodies like UN, NATO uses economic sanctions against nations whose policy is against international agreeable standards.
Hence, the purpose of establishing economic sanctions is to pressure a nation to change its policies.
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Answer:
c
Explanation:
A binding price ceiling is designed to:Question 2 options:a) increase efficiency.b) prevent shortages.c) keep prices below the equilibrium level.d) increase the quality of the good.
A binding price ceiling is designed to c) keep prices below the equilibrium level.
What is a binding price?A binding price ceiling is a term used to refer to a case whereby government sets a required price on a good or goods.
This price is usually set at a price below equilibrium.
Producers are are usually at the beneficial sides as a result of the binding price floor incase the price is higher than equilibrium price.
while Consumers are always worse off since they must pay more for a lower quantity.
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Which of the following can negatively impact a borrower getting a loan?
A. All of these
B. Late payments
C. Bankruptcy
D. Defaulting on a loan
Answer:
A. All of these
Explanation:
Late payments means you aren't putting in the effort to make sure its on time. Bankruptcy means you lost all you money and are likely irresponsible with it. Defaulting on a loan means you can't make your own money and rely on the government system too much.
Financial incentives given by the government to corporations, individuals, or other governments for the purpose of encouraging certain activities or behaviors are ______.
a. Grants
b. Entitlements
c. Welfare programs
d. Subsidies
Answer:
It os D, subsidies. this is correct.
Most companies base their compensation policies on all of the following factors EXCEPT ________. Group of answer choices worker productivity worker's previous salary cost of living government legislation
Most companies base their compensation policies on worker productivity.
What is compensation policy?Compensation policy includes principle given by an organization or company regarding how bonuses, benefits and salaries of an individual employee will be handled.
Work done is proportional to compensation.
Therefore, Most companies base their compensation policies on worker productivity.
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Dane is a single father with one qualifying dependent child. He has AGI of $154,000 and paid $9,100 to a qualified day care center for the two children. What amount of child and dependent care credit can Dane receive in 2021? Multiple Choice $0. $2,800. Incorrect $8,000. $9,600
Because Dane is a single father with one qualifying dependent child, the child and dependent care credit will be $8,000.
What is the child and dependent care credit?This is a tax benefit that is made for qualifying persons that provide care for someone else.
The child and dependent care credit is for up to of $8,000 in qualified expenses for a qualifying child, and up to $16,000 for two or more children.
Hence, because Dane is a single father with one qualifying dependent child, the credit will be $8,000.
Therefore, the Option D is correct.
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Nancy is single, with an Adjusted Gross Income of $25,985. She has one exemption of $12,400. What is the amount of tax due
Answer:
tax due $1324 and tax withheld $678
Explanation
$1324 is the correct
The tax due at the end of assessment year is $ 1324 .
What is Adjusted Gross Income ?Since there are no deductions in this situation, we omit that component of the equation in order to arrive at the taxable income. This is explained by the equation AGI - (Exemptions + Deductions). When you divide the AGI (25,985) by the exemption (12,400), you get 13,585, and since she is single, she qualifies for the $1,324 solution on the chart.
The Internal Revenue Service (IRS) utilizes your adjusted gross income (AGI) amount to calculate your annual income tax liability. It is determined by deducting specific adjustments from gross income, including company costs, student loan interest costs, and other costs. A taxpayer's taxable income is calculated by deducting deductions from their adjusted gross income (AGI).
Your AGI is your gross income after some ordinarily permitted deductions have been added back in (MAGI). AGI and MAGI will frequently be the same for many folks.
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# SPJ 2
Imagine that you are reading one of your favorite magazines. if you see a logo and recognize the brand as it is being presented to you, this is an example of
Assuming you see a logo and recognize the brand as it is being presented to you, this is an example of Aided recall.
What is aided recall?Aided recall can be defined as the process in which a person is being asked a question partaining to the advertisement he/she saw.
Aided recall in important as it help to create product awareness and it enables people to recognize a brand based on the advert they saw and to showcase their knowledge about the advert when asked.
Inconclusion this is an example of Aided recall.
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Pension expense must be adjusted when a net gain or a net loss at the beginning of the year exceeds 10% of the PBO or 10% of plan assets, whichever is higher. This threshold amount is referred to as the
Answer:
It is referred to as the Corridor
Explanation:
You are given the following data on different rates with the same maturity(1.5years) , but quoted on a different basis and different compounding frequencies :
• continuously compounded rate: 2.00% annualized rate
• continuously compounded return on maturity: 3.00%
• annually compounded rate: 2.10% annualized rate
• semi-annually compounded rate: 2.01% annualized rate
you want to find an arbitrage opportunity among these rates.
is there any one that seems to be mispriced?
Based on the periods of compounding, the rate that is mispriced is the annually compounded rate.
Why is this mispriced?First find out the effective rates of all the rates.
Continuously compounded rate:
= e ^ (Annual rate x period of compounding) - 1
= e⁰.⁰² ˣ ¹.⁵ - 1
= 0.0305
= 3.05%
Continuously compounded return on maturity:
= e ^ (Yield x period of compounding) - 1
= e⁰.⁰³ ˣ ¹ - 1
= 0.0305
= 3.05%
Annual compounding :
= ( 1 + (Rate of compounding / Number of compounding periods in year))^number of compounding periods - 1
= (1 + 2.10%)¹.⁵ - 1
= 0.0317
= 3.17%
Semi-annual compounding:
= ( 1 + (Rate of compounding / Number of compounding periods in year))^number of compounding periods - 1
= (1 + 2.01%/2)³ - 1
= 0.0305
= 3.05%
Mispricing occurs at Annually compounded rate.
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You have been at fault in your second accident in six months. your insurance company is going to increase your annual premium by 28%. your current annual premium is $975. what will your adjusted premium be?.
Your adjusted premium based on a current annual premium of $975, increased by a 28% penalty for being at fault in the second accident in six months, is $1,248.
What is the annual premium?The annual premium is the amount that a policyholder pays to the insurance company for a one-year insurance policy.
The annual premium helps to guarantee payment of indemnity when the covered events occur.
This implies that the annual premium is a periodic contribution that helps in the pooling of risks by the insured to help the insurer meet its indemnity obligations.
Data and Calculations:Current annual premium = $975
Increase in annual premium = 28%
Adjusted premium = $1,248 ($975 x 1.28)
Thus, the adjusted premium based on a current annual premium of $975, increased by a 28% penalty for being at fault in the second accident in six months, is $1,248.
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Economic stability is a benefit of technological advances. please select the best answer from the choices provided t f
Economic stability depends on financial health i.e Inflation & Output Growth where technology plays its part but it is not the sole factor.
The above statement is false.
What is Economic stability?Minor fluctuations in output growth with consistent low Inflation,stable banking system constitutes Economic stability.
Technological advances has palyed an important role in changing the Economy of any country but it is not the sole factor. Hence, The statement is False
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Answer:
false
Explanation:on edge