The monthly payment for option 1 is $1755.144 and option 2 is $2088.97, total amount for option 1 is $631851.84 and option 2 is $376014.6, and on comparing option 2 will be better option.
Given that for $200,000 loan Option 1 is a 30-year loan at an APR of 10% Option 2 is a 15-year loan at an APR of 9.5%.
A concept that implies that the future value of money will be lower than its present value due to several factors such as inflation is known as TVM(time of value money).
Monthly Payments
Option 1
Loan Amount = $200,000
Number of payments = 30×12 = 360
Monthly interest rate = 10%/12 = 0.008333333
Monthly payment = Loan amount (1+ monthly interest rate)ⁿ×monthly interest rate/[(1+monthly interest rate)ⁿ- 1]
Monthly payment=200,000×(1+0.008333333)³⁶⁰×(0.008333333)/[(1+0.008333333)³⁶⁰-1]
Monthly payment=33062.328/18.83739
Monthly payment=$1755.144
Option 2
Loan Amount = $200,000
Number of payments = 15 x 12=180
Monthly interest rate = 9.5%/12=0.00792
Monthly payment = 200,000(1+0.00792)¹⁸⁰(0.00792)/[(1+0.00792)¹⁸⁰-1]
Monthly payment=6553.096/3.137
Monthly payment=$2088.97
Total Payments
Option 1
As we've found out the monthly payments, we now need to multiply it by the number of months.
$1755.144×360 = $631851.84
Option 2
$2088.97×180 = $376014.6
Conclusion
Option 2 will always be the better option economically as it saves $255837.24 ($631851.84 - $376014.6) in total payments.
Hence, For $200,000 loan Option 1 a 30-year loan at an APR of 10% Option 2 a 15-year loan at an APR of 9.5% is the monthly payment for option 1 is $1755.144 and option 2 is $2088.97, total amount for option 1 is $631851.84 and option 2 is $376014.6, and on comparing option 2 will be the better option.
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A machine can pack 5000 articles in 24 hours.How long will 3 such machine take to pack the same number of articles
The time taken for 3 machines to pack 5000 articles is 8 hours.
What are word problems?Word problems are mathematical problems expressed completely in words.The given problem is the rate of work done kind of word problem.To solve a word problem, first, observe the data given in words and apply the basic algebraic operations.The basic algebraic operations are addition, subtraction, multiplication, and division.How long will 3 such machines take to pack 5000 articles?It is given that,
A machine can pack 5000 articles in 24 hours. I.e,
1 machine → 5000 articles → 24 hours
3 machines → 5000 articles → 24/3 hours
Thus, 3 of such machines can pack the same number of articles in
24 ÷ 3 = 8 hours.
Therefore, 3 of such machines take 8 hours to pack 5000 articles.
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About % of the area under the curve of the standard normal distribution is between z = − 0.9 z = - 0.9 and z = 0.9 z = 0.9 (or within 0.9 standard deviations of the mean).
Using the normal distribution, it is found that 63.18% of the area under the curve of the standard normal distribution is between z = − 0.9 z = - 0.9.
Normal Probability DistributionThe z-score of a measure X of a normally distributed variable with mean [tex]\mu[/tex] and standard deviation [tex]\sigma[/tex] is given by:
[tex]Z = \frac{X - \mu}{\sigma}[/tex]
The z-score measures how many standard deviations the measure is above or below the mean. Looking at the z-score table, the p-value associated with this z-score is found, which is the percentile of X.The area within 0.9 standard deviations of the mean is the p-value of Z = 0.9(0.8159) subtracted by the p-value of Z = -0.9(0.1841), hence:
0.8159 - 0.1841 = 0.6318 = 63.18%.
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A total of $5000 is invested: part at 7% and the remainder at 12%. How much is invested at each rate if the annual interest is $400?
The amount invested in the account that yields 7% interest is $4000.
The amount invested in the account that yields 12% interest is $1000.
What are the linear equations that represent the question?a + b = 5000 equation 1
0.07a + 0.12b = 400 equation 2
Where:
a = amount invested in the account that yields 7% interest.
b = amount invested in the account that yields 12% interest.
How much is invested at each rate?
Multiply equation 1 by 0.07
0.07a + 0.07b = 350 equation 3
Subtract equation 3 from equation 2
0.05b = 50
b = 50 / 0.05
b = 1000
Subtract 1000 from 5000: 5000 - 1000 = 4000
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wwqrwqretertertreterterter
Answer:
answer: no spam please
oly questions
The function g(x) = 10x2 – 100x + 213 written in vertex form is g(x) = 10(x – 5)2 – 37. Which statements are true about g(x)? Select three options. The axis of symmetry is the line x = –5. The vertex of the graph is (5, –37). The parabola has a minimum. The parabola opens up. The value of a, when the equation is written in vertex form, is negative.
Answer:
The vertex of the graph is (5, -37) [see attached image]The parabola has a minimum [the coefficient of x² is positive]The parabola opens up [the coefficient of x² is positive]All the correct statements are,
The vertex of the graph is (5, -37).
The parabola has a minimum.
The parabola opens up.
What is an expression?Mathematical expression is defined as the collection of the numbers variables and functions by using operations like addition, subtraction, multiplication, and division.
We have to given that;
The function g(x) = 10x² - 100x + 213 written in vertex form is,
⇒ g(x) = 10(x – 5)² – 37.
Since, General equation is,
y = a (x - h)² + k
Where, (h, k) is vertex of parabola.
Hence, We get;
The vertex of the graph is (5, -37)
Since, the coefficient of x² is positive
Hence, The parabola has a minimum
And, The parabola opens up.
Thus, All the correct statements are,
The vertex of the graph is (5, -37).
The parabola has a minimum.
The parabola opens up.
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What is the best approximation of the solution to the system to the nearest integer values?
Answer:
(-2, 6)
Step-by-step explanation:
3x - 4y = -32
3x + 5y = 24
-9y = -56
y = [tex]\frac{56}{9}[/tex] = 6
3x - 4*[tex]\frac{56}{9}[/tex] = -32
3x - [tex]\frac{224}{9}[/tex] = -32
3x = -32 + [tex]\frac{224}{9}[/tex]
3x = -[tex]\frac{288}{9}[/tex]+ [tex]\frac{224}{9}[/tex]
3x = -[tex]\frac{64}{9}[/tex]
x = -[tex]\frac{64}{27}[/tex] = -2
The sum of two integers is 250.If one of them is -87,find the others integers
Difference of Squares gives which complex factors for the expression x² +11?
A. (x+√11)2(x-i√11)²
B. (x+√11)(x+√11)
C. (x-i√11)(x-√11)
D. (x+√11)(x - √11)
Answer:
Step-by-step explanation:
Discussion
i has to appear somewhere. That lets D and B out. They are both wrong.
C has only one i. It can't be right either. You need 2 i-s which will multiply to +1 when squared. That leaves you with a.
The way a is written, it can't be the answer either. For one thing, that 2 makes the answer question at best.
I would say there is no correct answer. Could you check the question? Also it would be a good idea to ask your instructor how this works, in case I'm wrong.
You buy almond milk in 1 gallon containers. One portion of waffles requires 2.5 ounces of almond milk. How many portions can be made with one container
Answer:
61 portions
Step-by-step explanation:
First, the conversion between gallon and ounces is:
1 Gallon = 153.722 ounces (oz)
GIven 1 portion of waffles requires 2.5 ounces of milk
Number of portions of waffles = Total amount of milk / milk required per portion of waffles
= 153.722 / 2.5
= 61.489 portions
Of course, we are unable to make part portions in this case, so we will take the highest possible whole number, which is 61 portions.
please no scam please answer ASAP 30 points need steps
QUE :
75 - [5 + 3 of (25 - 2 × 10)]
= 75 - [5 + 3 of ( 25 - 20)]
= 75 - [5 + 3 of 5]
= 75 - [5 + 15]
= 75 - 20
= 55
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Census Bureau data shows that the mean household income in the area served by a shopping mall is $64,500 per year with the standard deviation of $8,000. A market research gathers a random sample of 100 shoppers at the mall to find out whether the mean household income of mall shoppers of $61,000 is different than the general population.
Q: What is the null hypothesis ?
Considering the situation described, the null hypothesis is given as follows:
[tex]H_0: \mu = 64,000[/tex].
What are the hypothesis tested?At the null hypothesis, it is tested if the mean is the same as in the Census, of $64,000, hence:
[tex]H_0: \mu = 64,000[/tex].
At the alternative hypothesis, it is tested if the mean is different from the Census, hence:
[tex]H_1: \mu \neq 64,000[/tex].
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Given: F(x) = 3xˆ2+ 1, G(x) = 2x-3, H(x) = x F(-2) =
heeeelp
Answer:
firstly,need to know domain and range
I need help determining how many roots
By graphing the polynomial, we conclude that there is only one real root, so the correct option is A.
How many roots has the given polynomial?
We have the polynomial:
[tex]y = -3x^2 + 12x - 12[/tex]
To see how many real roots this polynomial has, we can graph it and see how many times the graph intercepts the x-axis.
The graph can be seen below:
There we can see that there is only one intercept, so there is only one real root.
So the correct option is A.
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5x6-3x²+7-2x6-3x6+4x² for x = -10
Answer:
Hope you like it. I have just wrote answers
!!HELP! 1-8 PLEASE ANSWERS ONLY PLEASE
Distributive Property :
[tex]\boxed {a(bx + c) = a(bx) + a(c)}[/tex] or
[tex]\boxed {(ax + b)(cx + d) = acx^{2} + bcx + adx + bd}[/tex]
Question 1 :
6(4v + 1)6(4v) + 6(1)24v + 6Question 2 :
5(8r² - r + 6)5(8r²) - 5(r) + 5(6)40r² - 5r + 30Question 3 :
(2x - 2)(7x - 4)2x(7x) - 2(7x) - 2x(4) - 2(-4)14x² - 14x - 8x + 814x² - 22x + 8Question 4 :
(6a - 7)(3a - 8)(6a)(3a) - 7(3a) + (6a)(-8) - 7(-8)18a² - 21a - 48a + 5618a² - 69a + 56Solve. −4 3/4=x−1 1/5 What is the solution to the equation? Enter your answer as a simplified mixed number in the box.
plssssss helppp
Answer: x= -3 11/20 Decimal form: x=-3.55
Step-by-step explanation:
Which of the following functions has an initial value of -1/2 and a rate of change of 0?
A.
2
x
B. y=−12x
y
=
−
1
2
x
C. y=−12x
y
=
−
1
2
x
D. y=−12
The function that has the given initial value and rate of change is: D. y = -1/2.
What is the Initial Value and Rate of Change of a Function?A function is given as, y = mx + b, where, m is the rate of change, and b, which is a constant is the initial value.
Given the following:
b = -1/2
m = 0
Plug in the values into y = mx + b
y = 0(x) + (-1/2)
y = -1/2
Therefore, the function is: D. y = -1/2.
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What is the midpoint of 125 and 12?
p(m) = 2m² − 4m + 3, find p(1/3)
Answer:
17/9
Step-by-step explanation:
Plug in 1/3 as m.
2*(1/3)^2 - 4(1/3) + 3 = 17/9
A 28-metrelong guy wire is attched to a point 24 m up the side of a tower. How far from the base of the tower is the guy wire attached
The distance between the guy and the wire attached is 14.42m
Pythagoras theoremThe square of the longest side is equal to the sum of the square of other two sides.
In order to determine the length of base of the tower, we will use the expression below:
b² = 28² - 24²
b² = 208
b = 14.42
Hence the distance between the guy and the wire attached is 14.42m
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order the decimales from leaste to gratest: 72.5, 73.943, 72.1, 73.77,
43.2 43.219 42.1 42.59
38.507 38.507 38.4 28.23 39.5
71.743 71.3 71.3 72.43 72.5
The decimals would be ordered as:
72.1, 72.5, 73.77, 73.943
42.1, 42.59, 43.2, 43.219
28.23, 38.4, 38.507, 38.507, 39.5
71.3, 71.3, 71.743, 72.43, 72.5
How to Order Decimals?To order decimals from the least to the greatest, first state the lowest value, then progress to the highest taking account of the figures that come immediately after each decimal point.
The decimals will be ordered as shown below:
72.1, 72.5, 73.77, 73.943
42.1, 42.59, 43.2, 43.219
28.23, 38.4, 38.507, 38.507, 39.5
71.3, 71.3, 71.743, 72.43, 72.5
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100 Points! Which shorts should I get?
Select the correct answer from each drop-down menu. The options are: The ratio of the heights is 1 : 2.5 1 : 5 1 : 10 1 : 25 The ratio of the surface areas is 1 : 5 1 : 10 1 : 25 1 : 125 The ratio of the volumes is 1 : 5 1 : 10 1 : 25 1 : 125.
Using proportions, it is found that:
The ratio of heights is of 1:5.The ratio of surface areas is of 1:25.The ratio of volumes is of 1:125.What is a proportion?A proportion is a fraction of a total amount, and the measures are related using a rule of three.
The heights are measured in units, hence the ratio is:
[tex]r = \frac{5}{25} = \frac{1}{5}[/tex]
The surface areas are measured in units squared, hence the ratio is:
(1:5)² = 1:25.
The volumes are measured in cubic units, hence the ratio is:
(1:5)³ = 1:125.
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Two sides of a four-sided figure have negative slopes. Which are the endpoints of the sides of this figure?
(–4, –4), (–4, –1), (–1, –4), (–1, –1)
(–2, –4), (–1, –1), (1, –1), (2, –4)
(1, 1), (2, 4), (5, 4), (4, 1)
(1, 4), (2, 1), (5, 1), (4, 4)
The endpoints of the sides of the quadrilateral are; (1, 4), (2, 1), (5, 1), (4, 4)
How to calculate the slope of sides of a quadrilateral?To get the endpoints of the quadrilateral that has 2 sides with negative slope, we will use the formula for slope;
m = (y2 - y1)/(x2 - x1)
Option A; Coordinates are (–4, –4), (–4, –1), (–1, –4), (–1, –1). Slopes are;
m1 = (-1 + 4)/(-4 + 4) = undefined
m2 = (-4 + 1)/(-1 + 4) = -1
m3 = (-1 + 4)/(-1 + 1) = undefined
m4 = (-4 + 1)/(-4 + 1) = 1
No two slopes are negative and this is not correct.
Option B; Coordinates are (–2, –4), (–1, –1), (1, –1), (2, –4). Slopes are;
m1 = (-1 + 4)/(-1 + 2) = 3
m2 = (-1 + 1)/(1 + 1) = 0
m3 = (-4 + 1)/(2 - 1) = -3
m4 = (-4 + 4)/(-2 - 2) = 0
No two slopes are negative and this is not correct.
Option C; Coordinates are (1, 1), (2, 4), (5, 4), (4, 1). Slopes are;
m1 = (4 - 1)/(2 - 1) = 3
m2 = (4 - 4)/(5 - 2) = 0
m3 = (1 - 4)/(4 - 5) = 3
m4 = (1 - 1)/(1 - 4) = 0
No two slopes are negative and this is not correct.
Option D; Coordinates are (1, 4), (2, 1), (5, 1), (4, 4). Slopes are;
m1 = (1 - 4)/(2 - 1) = -3
m2 = (1 - 1)/(5 - 2) = -0
m3 = (4 - 1)/(4 - 5) = -3
m4 = (4 - 4)/(1 - 4) = -0
Two slopes are negative and this is correct.
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Check the box labeled Show Segment Parallel to BC. Notice that intersects two sides of creating a smaller triangle, . How is related to ? How do you know?
help this is affecting my grade i need help pls i beg of you
Which equation represents the vertex form of the equation y = x² + 2x - 6?
y = (x + 2)² -
y = (x + 1)2 - 6
y = (x + 2)²-7
y = (x + 1)²-7
Answer:
Step-by-step explanation:
Steps
1] On the right, put brackets around the 1st 2 terms.
y = (x^2 + 2x) - 6
2] Divide the second term's coefficient by 2 and square the result.
2/2 = 1
3] Square the result
1^2 = 1
4] Add that inside the brackets
y = (x^2 + 2x + 1) - 6
5] Subtract 1 outside the brackets. The original equation is still there.
y = (x^2 + 2x + 1) - 6 - 1
y = (x^2 + 2x + 1) - 7
6] What is inside the brackets is a perfect square.
y = (x + 1)^2 - 7
Answer D
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The linear function y = 3 · w - 1 represents the number of sea shells found in each week.
The speed of the driven gear is 180 rounds per minute.
How to use direct and inverse relationships to analyze situations
In the first problem we have an example of linear progression, in which the number of sea shells is increased linearly every week. After a quick analysis, we conclude that the linear function y = 3 · w - 1, a kind of direct relationship.
In the second problem, we must an inverse relationship to determine the speed of the driven gear. Please notice that the speed of the gear is inversely proportional to the number of teeths. Then, we proceed to calculate the speed:
[tex]\frac{v_{1}}{v_{2}} = \frac{N_{2}}{N_{1}}[/tex]
If we know that [tex]v_{2} = 60\,rpm[/tex], [tex]N_{2} = 60[/tex] and [tex]N_{1} = 20[/tex], then the speed of the driven gear is:
[tex]v_{1} = v_{2}\times \frac{N_{2}}{N_{1}}[/tex]
[tex]v_{1} = 60\,rpm \times \frac{60}{20}[/tex]
[tex]v_{1} = 180\,rpm[/tex]
The speed of the driven gear is 180 rounds per minute.
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Find and sketch the domain of f(X,y) = 1/√x^2-y
Answer:
Step-by-step explanation:
The definition of a Domain in math is all the possible input values that go into the function, so we will have to find all the valid values that can go into the function
The function given is [tex]F(x, y)=\frac{1}{\sqrt{x^2-y} }[/tex] , the denominator cannot be 0.
So we set up the equation
[tex]\sqrt{x^2-y} \neq 0[/tex]
[tex]\sqrt{x^2-y}^{2} \neq 0x^2-y\neq 0x^2\neq y[/tex]
And that the the square root needs to be more than 0.
[tex]\sqrt{x^2-y}\geq 0[/tex]
[tex]x^2-y\geq 0[/tex]
[tex]x^2\geq y[/tex]
So we can conclude that all values of [tex]x^{2}[/tex] must be greater y
That means that our domain is all X values greater than[tex]\sqrt{y}[/tex]
A line graph titled Meals per Day has number of days on the x-axis, and number of meals prepared on the y-axis. At 5 days there are 30 meals prepared; at 10 days, 60 meals; at 15 days, 90 meals; at 20 days, 120 meals.
Use proportional reasoning to find the constant of proportionality for the relationship shown on the graph.
What is the value of y when the value of x is 1?
The constant of proportionality is 6.
How to calculate the constant?From the information given, the constant will be:
30 meals ÷ 5 days = 6
60 meals ÷ 10 days = 6
90 meals ÷ 15 days = 6
120 meals ÷ 20 days = 6
The constant of proportionality is 6. Therefore, the function will be:
y = kx
y = 6x
The value of y when x is 1 will be:
y = kx
y = 6 × 1 = 6
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Answer:
what they said
Step-by-step explanation: