What is the federal funds rate and how does it impact the interest rates consumers see when looking to borrow money?

Answers

Answer 1

Federal funds rate is the interest rate charged by the Fed to a commercial bank when it borrows or lend its excess reserves to other banks. Federal funds rate will affect the interest rate a bank charges to its consumers.

Federal funds rate is one of monetary policy tools the Fed used to control the amount of money supply. Federal funds rate is used by the Fed to control the economic growth. Federal funds rate is charged by the Fed to a commercial bank and will affect the interest rate the bank charges to its consumers.

If the economic growth exceeds the standard growth rate, the Fed might try to slow down the economic growth by increasing federal funds rate. If federal funds rate is high, commercial banks will keep their money to meet the standard reserves and charge higher interest rate to its consumer to lower the money loan demanded.

This action will encourage consumers to increasae their savings and decrease their credits. This condition will lead to lower money supply in the economic and slowing down the economic growth.

If the economic growth is too slow, the Fed might boost the growth by lowering federal funds rate to increase the money supply in the economy. Since federal funds rate is low, commercial banks will be more eager to give credits to their consumers by lowering the interest rate.

This move will encourage consumers to borrow money from the banks and increase the amount of money supply in the market.

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Related Questions

Stephan's dream is to own his own hair styling salon. Which educational path
will help him realize that goal?
OA. A 900 hour certificate course at an electrical college.
B. A two-year degree at a state college.
C. A 1,200 hour certificate course at a beauty college.
OD. A four-year humanities degree at a state college.

Answers

The educational path that will help him realize that goal is: C. 1,200 hour certificate course at a beauty college.

What is goals?

Goals can be defined as what a person have the plan to achieve and work towards achieving the set goals.

If his  dream was to have his own hair styling salon, 1,200 hour certificate course at a beauty college will be the best choice as it is the educational path that will enable him  to achieve his set goal.

Therefore the correct option is c.

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Which classification of money describes money that can be accessed quickly and easily, and includes coins and paper money as well as checks

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The classification of money that describes money that can be assessed quickly and easily is M1.

What is M1?

Money is anything that is generally accepted as a means of payment for goods and services and for repayment of debt. Example of money are paper money and coins.

M1 is the type of money that is regarded as the most liquid form of money. It includes currency - coins and paper money and money that can easily be converted to money e.g. savings deposit. M1 earn the least amount of interest due to its high liquidity. M1 is also known as narrow money.

For example, the money in your wallet is easily accessible and can be used to make payments compared to money invested in the stock market. There are a lot of processes before you can liquidate your investments in the stock market. Thus, money in your wallet (M1) is more liquid and accessible than money in the stock market.  

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Using resource allocation as an indicator of the significance of an office's task, a significant task of the Texas attorney general involves which of the following

Answers

Answer: Child support

Explanation:

Who works in the background to make sure a company’s it infrastructure is always working, and is constantly fighting to prevent it disasters from happening?

Answers

SysAdmin works in the background to make sure a company’s infrastructure is always working and is constantly fighting to prevent disasters from happening

Infrastructure is defined as the underlying physical system of a firm, region or country and often involves the production or production processes of public goods. Examples of infrastructure include transportation systems, communication networks, sewage, water, and school systems.

Businesses need a reliable infrastructure to connect their supply chains and efficiently move goods and services across borders. This infrastructure connects metropolitan households with better-quality employment, health care, and educational opportunities. Clean energy and public transportation can reduce greenhouse gases.

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According to the Statute of Frauds, a general partnership that exists for more than ________ must have a written partnership agreement.

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According to the Statute of Frauds, a general partnership that exists for more than one year must have a written partnership agreement.

A general partnership is a business entity made of two or more partners who agree to establish and run a business.

What is Statute of Frauds?Statutes that exist in every state which require that certain types of contracts are enforceable only if the contract is in writing or evidenced by a written memorandum or electronic record that is signed.A statute requiring certain contracts to be in writing and signed by the parties bound by the contract. The purpose is to prevent fraud and other injury.

The objective of the statute of frauds is to not enforce particular contracts unless there is a written memorandum or note signed by the persons involved with the contract. An authorized representative may also sign the written document. In a breach of contract action, a defendant may invoke the statute of frauds.

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1.05 the market place economic

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A market economy serves as an  economic system in which economic activities is been controlled by individuals.

What is market economy?

market economy serves as the economy that that gives country's individual citizens and businesses to be able to make decisions .

This decision could be  pricing of goods and services  which are been controlled  by the interactions of a country's individual citizens.

COMPLETE QUESTION:

Explain market place economy

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Which of the following is a likely reason for a retailer to close its stores when challenged by a new retailer such as Aldi

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(C) Failure to conduct a competitor analysis is a likely reason for a retailer to close its stores when challenged by a new retailer such as Aldi.

Who is a retailer?Retail is the sale of goods and services to people, as opposed to wholesale, which is the sale to businesses or institutions.A retailer buys in bulk from manufacturers, either directly or through a wholesaler, and then sells in smaller amounts to consumers for a profit.Top Retailing Issues & Challenges Today:Consumers Prefer Multichannel Purchasing Experiences.Customers Expect a Convenient Experience.Retailers Need a Standout Experience to Attract Customer Loyalty.Failure to conduct a competitor analysis.There are numerous technologies available to drive marketing and sales, but they do not appear to work in tandem.

Therefore, (C) Failure to conduct a competitor analysis is a likely reason for a retailer to close its stores when challenged by a new retailer such as Aldi.

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Complete question:

Which of the following is a likely reason for a retailer to close its stores when challenged by a new retailer such as Aldi?

a. Poor business practices

b. Failure to support its customers

c. Failure to conduct a competitor analysis

d. Poor product selection

How quickly you can get back your invested funds if you want or need them is referred to as?

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Time when we can get back our invested funds if we want or need them is referred to as liquidity.

Liquidity is defined as how easily or quickly a security can be bought or sold in the secondary market. Liquid investments are sold readily and  a hefty fee is not required to pay to get money when it is needed.

When we talk about stock’s liquidity it refers to how rapidly shares of a stock can be bought or sold. Sale and purchase is done  without impacting the stock price substantially.

Stocks which have low liquidity may be difficult to sell and may cause seller to take a bigger loss if he cannot sell the shares when he  wants to.

Liquidity risk is the risk which the investors won’t find a market for their securities, which may stop them from buying or selling whenever they want

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What notice must be given to purchasers by the seller (or agent) informing them that county assessors revalue real property at the time the ownership of the property changes?

Answers

Notice of Supplemental Property Tax Bill must be giv

The county has the right to go back and correct theen to purchasers by the seller (or agent) informing them that county assessors revalue real property at the time the ownership of the property changes.

The county has the right to go back and correct the tax account once the exemption has been removed. When they do this, a bill for additional taxes is issued. The unaware buyer who is now liable for the tax payment will often receive this supplemental tax bill.

A supplementary tax bill known as a negative supplemental tax bill represents an assessment that is lower than the previous assessed value, a senior citizen's transfer of Proposition 13 values, or some other downward assessment. You will also get a refund check if your supplemental tax bill is negative.

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Subdivision regulations imposed by developers in an effort to maintain control of the development of the subdivision are an example of ______.

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An example of Private land use control is illustrated in a Subdivision regulations that is imposed by developers in an effort to maintain control of the development of the subdivision.

What is a Private land use control?

This refers to a land control with a deed restrictions that limits what can be done on the property by the owner.

Hence, Private land use control is illustrated in a Subdivision regulations that is imposed by developers in an effort to maintain control of the development of the subdivision.

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Suppose that the US imports $260 million worth of goods and services and exports $160 million worth of goods and services. What is the value of net exports?

Answers

The value of net exports is -$100.

The value of a country's total exports less the value of its total imports is the country's net exports. A trade surplus or deficit is represented by a positive or negative net export figure. A country's exports can be priced more competitively when there is a poor currency exchange rate.

Net Exports.= Value of Exports − Value of Imports

Where,

Value of Exports = Total amount that foreign nations spend on domestic goods and services. = $160

Value of Imports = Total amount spent by the home nation on products and services imported from other nations.= $260

Net Exports.= Value of Exports − Value of Imports

Net Exports.=  $160 ₋ $260

Net Exports.=  ₋$100

The difference between a country's total exports and total imports is the number of its net exports. A trade surplus or deficit is represented by a positive or negative net export figure.

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Tactical managers are often referred to as _____ managers

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Tactical managers are often known as the middle manager.

Manager in the middle. Middle-level managers are superior to front-line managers and team leaders. They are responsible for transforming the basic goals and plans set by strategic managers into more particular objectives and activities. They are also known as tactical managers.

Furthermore, the middle manager serves as a communication conduit inside the business, relaying significant leadership decisions and the organization's principal goals to lower-level personnel. This adds to greater worker collaboration and makes a firm more cohesive.

Therefore, the answer is middle manager.

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A business provides its employees with varying amounts of vacation per year, depending on the length of employment. The estimated amount of the current year's vacation pay is $42,000.

Answers

Vacation pay expense $42,000

Vacation pay payable $42,000

How is the vacation pay registered on the company's balance sheet?

It is recorded on the company's balance sheet as the accrued liability at the drawbacks portion.

When is this amount withdrawn from the company's balance sheet?

The amount will be removed once the vacation pay is paid and debited to the income account.

The balance sheet is an significant tool used by executives, investors, analysts, and regulators to know the current financial health of a business. It is usually used alongside the two other types of financial statements: the income statement and the cash flow statement.

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One reason the ad curve is downward sloping is the __________ effect

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price level falls, purchasing power rises effect is the reasons the ad curve is downward slopinging

Issuing bonds to obtain long-term funds legally compels a firm to pay regular ________ payments and repay the ________ at the maturity date.

Answers

Issuing bonds to obtain long-term funds legally compels a firm to pay regular interest payments and repay the principle at the maturity date.

The line of authority in a private hospital, which is based on technical skill and expertise, is the

Answers

The first line of authority in a private hospital, which is based on technical skill and expertise, is called :-

The Medical Line.

A medical regulatory authority is an organization recognized by the government of a country, state, province etc., as being responsible for: the registration/licensure of physicians, whereby such physicians are entitled to practice the profession of medicine

What is a line of authority?

Line authority flows down the chain of command. For example, line authority gives a production supervisor the right to direct an employee to operate a particular machine, and it gives the vice president of finance the right to request a certain report from a department head.

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When pitch was considering bringing the king back or not, it likely considered the communication model. Product awareness of the king would fall into the ________ stage of the communication model

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When the pitch was considering bringing the king back or not, it likely considered the communication model. Product awareness of the king would fall into the B.message stage of the communication model.

Watching the news on the tv is the best instance of Berlo's S-M-C-R version of the conversation. The news presenter is the supply of the information and he or she conveys the message to the audience. The information is the message, the television — the channel, and the target audience are the receivers of the message.

A few of the models of verbal exchange are the transactional method, in which moves show up concurrently, and the constructivist version, which makes a specialty of shared meaning.

In the simple verbal exchange model, the sender encodes the message and transmits the message via communication channels like verbal (face-to-face, over the phone, video calls) and nonverbal (newspapers, letters) for sending the message.

The question is incomplete. Please read below to find the missing content.

When Pitch was considering bringing The King back or​ not, it likely considered the communication model. Product awareness of The King would fall into the​ _________ stage of the communication model.

A.source

B.message

C.medium

D.feedback

E.receiver

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Indicate the point where a monopoly will set its price.

Answers

Answer:

Equilibrium point.

Explanation:

The equilibrium price is the only price where the plans of consumers and the plans of producers agree—that is, where the amount consumers want to buy of the product, quantity demanded, is equal to the amount producers want to sell, quantity supplied. This common quantity is called the equilibrium quantity. At any other price, the quantity demanded does not equal the quantity supplied, so the market is not in equilibrium at that price.

During the year, Kim sold the following assets: business auto for a $1,000 loss, stock investment for a $1,000 loss, and pleasure yacht for a $1,000 loss. Presuming adequate income, how much of these losses may Kim claim

Answers

Kim can claim (A) $2,000.

What are assets?In financial accounting, an asset is any resource that a corporation or economic organization owns or controls. It is anything (tangible or immaterial) that can be utilized to generate positive economic value. Assets indicate the worth of ownership that may be transformed into cash (although cash itself is also considered an asset). A company's balance sheet details the monetary value of its assets. It protects money and other assets belonging to an individual or a corporation.

To find how much Kim can claim:

The $1,000 loss on the business auto is an ordinary loss.Whereas the $1,000 loss on the stock investment is a capital loss. The $1,000 boat loss is personal and hence cannot be subtracted.

Therefore, Kim can claim (A) $2,000.

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The question you are looking for is given here:

During the year, Kim sold the following assets: business auto for a $1,000 loss, stock investment for a $1,000 loss, and pleasure yacht for a $1,000 loss. Presuming adequate income, how much of these losses may Kim claim?

a. $2,000

b. $1,000

c. $0

d. $3,000

e. None of these choices are correct.

What are three characteristics that affect decision making by a group?

Answers

Answer:

-the efficiency of the group

-the knowledge of group members

-the size of the group

Explanation:

Those are the 3 characteristics that affect decision making by a group.


I hope it helps! Have a great day!

Pan~

A firm that successfully leverages network effects can?

Answers

A firm that successfully leverages network effects can push the industry into the growth stage.

What is The network effect ?The network effect is a phenomenon whereby increased numbers of people or participants improve the value of a good or service. Network outcomes. occur when a product or service's value rises together with its customer base. When they occur, network effects rank among the most significant factors in your decision to choose one good or service over another. More users equals more worth.By doing away with gatekeepers, they enable new sources of supply and value generation and scale more effectively.

What are network effects?

By expanding your client base, market share, and the overall value proposition of your product, network effects help you scale your firm and enhance profitability. A network effect is when your product's value rises as more people use it, if you're wondering what that is.

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Argyll Realty provides representation services to both buyers and sellers, but never acts as an intermediary. Argyll Realty practices

Answers

Argyll Realty practices an exclusive single agency.

What is Nonexclusive single agency?

Single agency occurs when a client (either the buyer or the seller) is represented by an agent who is only tasked with acting in that client's best interests. A buyer's broker agreement will be signed between the buyer and the buyer's agent, and a listing agreement will be signed between the seller and the listing agent.Non-exclusive single agency is a type of agency in which the broker will never represent both the buyer and the seller in the same transaction, only one of them.

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You have connected your laptop to the network using a cat 5e cable but received an ip address of 169.254.13.52 and cannot connect to www.perscholas.org. what is most likely the cause of this issue?

Answers

Assuming you have connected your laptop to the network using a cat 5e cable but received an ip address of 169.254.13.52 and cannot connect to www.perscholas.org. The most likely the cause of this issue is: dhcp failure.

What is DHCP?

DHCP which full meaning is Dynamic Host Configuration Protocol can be defined as a type  of network protocol that makes it possible for internet user to have connection when accessing a website.

When Dynamic Host Configuration Protocol failed this means that  DHCP failed to assign an internet protocol (IP) address to your computer leading to lack of connection or inability to access the internet.

Therefore assuming you have connected your laptop to the network using a cat 5e cable but received an ip address of 169.254.13.52 and cannot connect to www.perscholas.org. The most likely the cause of this issue is: dhcp failure.

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Who is responsible for managing existing products through the stages of the life cycle?

Answers

All product managers are in charge of overseeing current products as they go through various life cycle stages. includes changing one or more aspects of a product, such as its performance, quality, or appearance, in order to raise the product's value to users and boost sales.

Who are product managers?

The business process of designing, developing, launching, and managing a product or service is known as product management. It encompasses a product's complete lifecycle, from conception through development to launch.

A product manager describes what success looks like for a product, pinpoints the consumer need and bigger corporate goals that a feature will address, and rallies a team to make that vision a reality.

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A representative of the pear company explains that pears are typically stored in small, tightly sealed storage bins just after harvesting. He asks whether the ripening process would be different if the same number of pears were stored in a much larger room with better ventilation. Predict whether these two scenarios can be expected to yield the same results, and explain your reasoning.

Answers

Workers at a company that grows and sells fresh pears have noticed that the pears seem to mature slowly at first, but then abruptly show extraordinarily quick ripening.

Explains that pears are typically stored in small, tightly sealed storage bins just after harvesting?

"Your pears are under positive feedback control," says Team A. Ethylene accelerates the ripening of fruit by causing both its own production in fruit and the creation of enzymes that catalyze the breaking of cell walls, claims Team B. Both scientific teams presented claims that aid in explaining the acceleration of pear ripening in storage that has been noticed. Because of increased ethylene levels, which indicate increased cell-wall breaking as part of the ripening process, the pears are beginning to ripen.  Since there isn't much ethylene at first, ripening starts out slowly, but as time goes on, more and more ethylene is produced thanks to positive feedback regulation.

Employees of a business that grows and sells fresh pears have observed that the pears initially appear to mature slowly before suddenly showing an abnormally rapid ripening. This has the company concerned. Officials from the company, perplexed, ask two separate science teams to investigate the issue.This implies that ethylene concentrations increase very quickly, which causes ripening to increase similarly quickly.The pear company's representative says that soon after harvesting, pears are normally kept in little, tightly closed storage bins. He inquires as to whether the ripening procedure would alter if the same quantity of pears were kept in a space that was larger and had better ventilation.

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c. Suppose that the market price for a bottle of vitamins is $1.74. At that price the total market quantity demanded is 317,100,000 bottles. How many firms will be in this industry

Answers

Suppose that the market price for a bottle of vitamins is $1.74. At that price the total market quantity demanded is 317,100,000 bottles. One firm will be in this industry

This is further explained below.

What is firm?

Generally, A company that operates for the purpose of making a profit and is often structured as a partnership in order to carry out the provision of professional services, such as legal or accounting work, is referred to as a firm. The maximization of profits is the overarching goal of the business, according to the theory of the firm.

In conclusion, Let's say that the going rate for a bottle of vitamins in today's market is $1.74. At that pricing, the total amount of bottles that would be wanted on the market is 317,000,000. This sector will only have one company operating inside it.

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Determine a formula for the capacitance in terms of K1 , K2 , the area A of the plates, and the separation d . [Hint: Can you consider this capacitor as two capacitors in series or in parallel

Answers

Based on the capacitance of both capacitors, the formula in terms of K1, K2, and the area is (2 x ε₀ x A x K₁ x K₂) / (d x (K₁ + K₂)).

What is the formula for the capacitance?

Express the capacitance of the first capacitor as:

C₁ = (k₁ x ε₀ x A) / d₁

Express that of the second capacitor as:

C₂ = (k₂ x ε₀ x A) / d₂

The equivalence capacitance will be:

1/C = ( d₁ / (k₁ x ε₀ x A)) + (d₂ / (k₂ x ε₀ x A))

C = (2 x ε₀ x A x K₁ x K₂) / (d x (K₁ + K₂))

Full question is:

Two different dielectrics fill the space between the plates of a parallel-plate capacitor as shown in Fig. 24-31. Determine a formula for the capacitance in terms of K1, K2, the area A, of the plates, and the separation d1 = d2 = d/2. [Hint: Can you consider this capacitor as two capacitors in series or in parallel?]

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1. In what ways are boundaries and money management related to deep core needs?

Answers

I feel as though it speaks to trust in your relationship. If you are able to communicate boundaries and come up with what works for you and your spouse, you will gain that trust. With trust you also gain safety and security in a relationship.

The processes of setting up a budget, saving money, making investments, and spending are all examples of money management. The phrase can also be used to refer more specifically to portfolio and investment management.

Money management, sometimes known as investment management, is the process of keeping track of expenses, investing, setting a budget, banking, and assessing taxes on one's money. A strategic approach to managing money is to ensure that every dollar spent generates the maximum possible return on investment.

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A company with significant assets and activities in multiple countries is known as a(n):____.
A) multinational corporation.B) repatriated corporation.C) transferable corporation.D) duplicate corporation.E) emancipated corporation.

Answers

A company with significant capital and activities in multiple countries is known as a multinational corporation.

A multinational corporation generally has offices or factories in different and multiple countries and a centralized head office where they coordinate global management.

Other than its home country, a multinational corporation has facilities and other capital in at least one country. Many multinational enterprises are based in developed nations.

The multinational advocates create high-paying jobs and technologically advanced goods in countries that otherwise would not have reach to such opportunities or goods.

Some examples of multinational corporations include- Apple, Samsung, Starbucks, Ikea, Nike, McDonalds, Pepsi etc.

Hence, option A is correct.

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The journal entry required to close the Drawing account is _____. a debit to Income Summary account and a credit to Drawing account a debit to Capital account and a credit to Drawing account a debit to Capital account and a credit to Cash account None of these choices are correct.

Answers

The journal entry required to close the Drawing account is debit to Income Summary account and a credit to Drawing account.

Option a) is correct.

What is  Income Summary account ?

An income summary is a temporary account that is used to net the closing entries from all the revenue and expense accounts at the conclusion of the accounting quarter. The final balance is regarded as a gain or loss. The company made a profit for that year if the net balance of the income summary is a credit balance, and a loss for that year if the net balance is a debit balance.

It lists all earnings and costs related to both operational and non-operating operations. It is also known as a revenue and expense summary as a result.

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PLEASE HELP ME WITH THIS ONE QUESTION You have 1 kg of water and you want to use that to melt 0. 1 kg of ice. What is the minimum temperature necessary in the water, to just barely melt all of the ice? (Lf = 3. 33 x 105 J/kg, cwater 4186 J/kgC) ingratiation is positively related to performance ratings. true false true or false: in a two-sided test for mean, we do not reject if the parameter is included in the confidence interval. given a 4096b sector, 3,000rpm, 4 ms average seek time, 700mb/s transfer rate, and 0.2ms controller overhead, find the average read time in ms for one sector. round result to 1 decimal place. (2,1) and (3,1. 5) (2,1) and (5,2) (6,2) and (8,2) (6,2) and (10. 1. 75) a series rlc circuit consists of a 60 resistor, a 3.1 mh inductor, and a 510 nf capacitor. it is connected to an oscillator with a peak voltage of 5.5 v .Part ADetermine the impedance at frequency 3000 Hz.Part BDetermine the peak current at frequency 3000 Hz.Part CDetermine phase angle at frequency 3000 Hz. a triangular display pedestal is to be made of corrugated paper. using illustration 7, what size sheet needs to be designated on the drawing? for the first thirty years of its existence, which snack did not have a creamy filling? solving for rates what annual rate of return is earned on a $2,100 investment when it grows to $4,700 in nineteen years? Gaseous butane (CH(CH)CH) will react with gaseous oxygen (O) to produce gaseous carbon dioxide (CO) and gaseous water (HO). Suppose 48. g of butane is mixed with 54.6 g of oxygen. Calculate the maximum mass of carbon dioxide that could be produced by the chemical reaction. Be sure your answer has the correct number of significant digits. A student sets an object attached to a spring into oscillatory motion and uses a position sensor to record the displacement of the object from equilibrium as a function of time. A portion of the recorded data is shown in the figure above.The speed of the object at time t=0.65 s is most nearly equal to which of the following? The standard molar heat of formation of water is -285.8 kJ/mol. Calculate the change in energy required in making 50.0 mL of water from its elements under standard conditions. Population dynamics of local populations in a metapopulation must not to be synchronizedTrueFalse Como acomodo esta operacion para que me de 14. Agregando parentesis. 4+3x5-2x6-7=14 the ""flapping"" of a flag in the wind is best explained using (a) archimedes (b) bernoullis principle (c) newtons prin find the arc length of the polar curve r=9sin, 03. write the exact answer. do not round. Which is larger in diameter? group of answer choices hiv-1 mimi virus herpes simplex virus 1 polio virus A farmer sells 8. 9 kilograms of apples and pears at the farmer's market. 45 of this weight is apples, and the rest is pears. How many kilograms of pears did she sell at the farmer's market? the measured hk of some material is 164. compute the applied load if the indentation diagonal length is 0.24 mm. question content area if 50 of 250 people contacted make a donation to the city symphony, then the relative frequency method assigns a probability of .2 to the outcome of making a donation.