The possession of a credit thin file is a liability and not an asset because its does not allows lender to access your credit worthiness which makes it hard to obtain loans or credit.
What is a credit scores?A credit score serves an a finacial tool that helpt to tells about someone's creditworthiness.
Normally, the higher the credit score, the higher the rate of repayment of credit.
Hence, these credit score are used by lenders to decide whether to borrow, extend or deny credit for a borrower.
However, having a thin file is not considerd an asset in credit scores because its does not let us know the willing borrower's repayment history of credit.
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Helena has always loved children and worked hard to become an elementary school teacher. Her family does not like this career because it traditionally does not pay a lot of money. Helena is determined to stay on her career path. What could Helena do to make sure she is secure financially?
Answer:
listen to her family and choose another career
Explanation:
Hope this helps! Please let me know if you need more help or think my answer is incorrect. Brainliest would be MUCH appreciated. Have a wonderful day!
Answer:
She could invest the spare money she has, and minimize her cost of living to save as much money as possible.
She could also try to do tutoring on the weekends to make sure extra money.
Which of the following factors are considered when calculating GDP? I. Goods produced within a country by citizens of that country II. Goods produced within a country by residents who are not citizens III. Goods produced within a country for use in production of other goods IV. Goods produced by a country’s citizens outside of its borders a. II and III b. I only c. I and II d. I, II, III, and IV.
GDP refers to the total value of goods and services produced by resident and non-resident during a year in a country.
What is GDP?Gross Domestic Product refer to the gross value (in terms of money) of finished goods and services produced in a country within a year by resident and non-resident in domestic territory of the country.
The above option I and II describes the factors considered for calculation of GDP, i.e. Goods produced by citizens as well as non-resident within a country.
Therefore, option c aptly describes the factors considered for calculating GDP.
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Answer:
C. I and II
Explanation:
Saraiya runs a small café. She would like to start placing small ad buys on social media and hires an analytics firm to determine which platforms she should advertise on. What type of cost would this be considered?.
A social media implementation cost wil be incurred if she start placing small ad buys on social media and hires an analytics firm.
What is a social media implementation cost?These is a varible cost that is used for implementation of social media account for advertisement, promotion etc.
Hence, these implementation cost wil be incurred if she start placing small ad buys on social media and hires an analytics firm.
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HELPPPPP I AM STUCK ! Explain how production gives form utility to natural resources.
Answer:
land has a broad definition as a factor of production and can take many forms from agricultural land to commercial real estate. natural resources such as oil and gold can be extracted and refined for human consumption
cultivation of crops on land increases its value and utility
Your annual budget to hire a social media team is $620,000. If each member on the team is paid $18/an hour and works a total of 2,040 hours per year, how many members can you hire for the team?
The number of team members you can hire based on your annual budget of $620,000 for the social media team is 16.
What is budgeting?Budgeting is the process of making a financial estimate of expected revenue and expenditure for a period.
Budgeting ensures that sufficient funds are made available and spending does not exceed the budgeted amount.
Data and Calculations:Annual budget for media team = $620,000
Member's rate per hour = $18
Total hours worked per year by a member = 2,040
A member's earnings per year = $36,720 ($18 x 2,040)
The number of team members to hire =16.9 ($620,000/$36,720)
Thus, the number of team members to hire for the social media team is 16.
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Game theory suggests that competing firms in an oligopolistic industry may be
Game theory suggests that competing firms in an oligopolistic industry may be reluctant to change prices because they anticipate that rivals will match price cuts but ignore price increases.
What is Game theory?Game theory looks at the interactions between participants in a competitive game and calculates the best choice for the player.
Dominant strategy is the best option for a player regardless of what the other player is playing. Nash equilibrium is the best outcome for players where no player has an incentive to change their decisions.
Here are the options:
. too quick to raise prices because they will fail to anticipate that rivals may gain market shares.
b. reluctant to change prices because they anticipate that rivals will match price cuts but ignore price increases
c. reluctant to change prices because they anticipate that rivals will ignore price cuts but match price increases
d. too quick to cut prices because they fail to anticipate that rivals may also cut their prices.
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Game theory suggests that competing firms in an oligopolistic industry may be reluctant to price changes.
What do you mean by oligopoly?An oligopoly is a form of market that is made up of a few large firms engaging in strategic behavior. An automobile is the best example of an oligopoly market.
A game theory suggests that competing firms in an oligopoly industry may be reluctant in changes the price because they can analyze that rivals can match the price cuts but generally ignore the increase in the prices.
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Buying office space is ______________ in the long run-in comparison to leasing. Which is the correct answer?
less difficult
less expensive
more expensive
more difficult
Answer:
less expansive
Explanation:
i took the test. i got it right
Buying office space is less expensive, as in the long run it will cover in the variable cost and economies of scale will work.
What is economies of scale?The cost advantages that businesses gain as a result of their size of operation are known as economies of scale in microeconomics. They are commonly quantified by the amount of output generated in a given amount of time. Scale can be increased when the cost per unit of output decreases.
The phenomenon known as economies of scale occurs when the scale or magnitude of the production produced by a firm increases while the average cost per unit of output decreases.
Technical, managerial, marketing, financial, commercial, and network economies of scale are the six different categories of internal economies of scale.
Economies of scale emerge when a company reaps the rewards of its size. A corporation gains from a variety of efficiency as it grows. For instance, serving 1,000 people at a restaurant is much more affordable and effective than serving just one.
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Which of the following risk-return statements is true? Group of answer choices Higher returns mean greater risk. Liquidity and return move up and down together. Higher risk is associated with higher liquidity. Lower risks are associated with less liquid assets.
The true statement about the following risk-return option is that a higher returns mean greater risk.
What is a risk return?As associated with investment risk, its involves the notion that the higher the risk, the higher the return on an investment and vice versa.
Hence, the true statement about the following risk-return option is that a higher returns mean greater risk.
Therefore, the Option A is correct.
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True or false? Product/market fit automatically results in high-volume sales.
Answer:
It is True
Explanation:
Defining product-market fit
"Product-market fit," writes startup coach and investor Marc Andreessen, "means being in a good market with a product that can satisfy that market." When an entrepreneur identifies a need in the market and builds a solution that customers want to buy, that's product-market fit.
Product/market fit automatically results in high-volume sales, is the true statement.
What is a Product/market fit?"Product-market fit" is defined by startup advisor and investor Marc Andreessen as existing in a healthy market with a product that can satisfy that market's needs. When an entrepreneur recognizes a market gap and creates a product that customers want to buy, product-market fit has occurred.
It shows that people are willing to pay a price for your goods and that it has a significant enough market or audience. Take the case where you want to create a smartphone app that allows for free video conference communication. If it doesn't fit, nothing fits.
Strategic fit describes how well a company is matching its assets and capabilities to opportunities in the external environment.
Thus, it is a true statement.
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In a period of steep increases in interest rates, which issuer is most likely to be negatively affected
Answer:
the answer to yout question is utility companys
Explanation:
An employee contacts his supervisor to request time off guaranteed to him under the family and medical leave act. Under which circumstance do the provisions of this law apply?.
Answer:
The employee qualifies for time off to care for a newborn child.
Explanation:
GM creates a separate website for each of its car models (e.g., chevrolet). This reflects which type of multi-branding strategy
The type of multi-branding strategy that GM creates by using a separate website for each of its car models is known as the house of brands.
What is a multi-branding strategy?
A multi-branding strategy involves using a portfolio of products with different brand names by the same company.
Multi-branding is a branding strategy that involves using two or more brand names to market the same product to different audiences.
Thus, the type of multi-branding strategy that GM creates by using a separate website for each of its car models is known as the house of brands.
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Schaad corporation has entered into an eight-year lease for a piece of equipment. the annual payment under the lease will be $2,500, with payments being made at the beginning of each year. if the discount rate is 14%, what’s the present value of the lease payments? ignore income taxes in this problem.
If the discount rate of the eight-year lease for a piece of equipment entered by Schaad Corporation is 14% with an annual lease payment of $2,500, the present value of the lease payments is $13,220.76.
How is the present value of lease payments determined?The present value (PV) of lease payments can be determined by computing the discount factor of 14% for 8 years and multiplying it with the annual lease payment.
The present value can also be computed using the PV table or the PV formula.
However, for this exercise, we have used an online finance calculator to determine the PV as follows:
Data and Calculations:N (# of periods) = 8 years
I/Y (Interest per year) = 14%
PMT (Periodic Payment) = $2,500
FV (Future Value) = $0
Results:
PV = $13,220.76
Sum of all periodic payments = $20,000 ($2,500 x 8)
Total Interest = $6,779.24
Thus, if the discount rate of the eight-year lease for a piece of equipment entered by Schaad Corporation is 14% with an annual lease payment of $2,500, the present value of the lease payments is $13,220.76.
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Advances in technology like the creation of cheap, lightweight laptops has allowed workers to work from almost anywhere. Please select the best answer from the choices provided T F.
Answer:
Got this from the same website you used
Explanation:
Advances in technology like the creation of cheap, lightweight laptops have allowed workers to work from almost anywhere. TRUE.
The advancement in communication, transportation, etc. increases the performance and productivity of an employee. The creation of cheap, lightweight laptops has allowed workers to work anytime and anywhere.
What is Technology advancement?Technology advancement means the ease of doing things and improving all the aspects of human lives.
Advancements in technology made life easier by increasing employee productivity, performance, and satisfaction. The creation of cheap, lightweight laptops has allowed workers to work flexibly and efficiently.
Therefore, the above statement is True.
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On january 1st year 1, a company issues $410,000 of 7% bonds
Answer:
The appropriate journal entries to record the bond issue on January 1, 2021, and the first two semiannual interest payments on June 30, 2021, and December 31, 2021 are:
White Water journal entries
1-Jan-21
Debit Cash $382,141
Credit Discount on Bonds Payable $27,859
($410,000-$382,141)
Credit Bonds payable $ 410,000
30-Jun
Debit Interest Expenses $ 15,286
($382,141 x 8%/2)
Debit Discount on Bonds Payable $736
Credit Cash $14,350
($410,000 x 7%/2)
31-Dec
Debit Interest Expenses $15,315.08
[($382,141 + 736) x 8%/2]
Credit Discount on Bonds Payable $965.08
($15,315.08-$14,350)
Credit Cash $14,350
($410,000 x 7%/2)
yo
Which design principle is especially important when you are creating navigational aids for your document?.
The design principle that is important when one is creating navigational aids for your document is repetition.
What is a design principle?It should be noted that the design principle simply means the principles that are used to create visually appealing designs.
In this case, the design principle that is important when one is creating navigational aids for your document is repetition.
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Answer:
IM SO SLOPPY he is so genius!!! ☞￣ᴥ￣☞For which holiday is the most candy purchased in the united states?.
Answer:
i think it is halloween.
Explanation:
hope this helps
A type of pricing strategy we’re in the same product being sold at a different place but have different price
Between 1950 and 2015 the percentage of women in the work force has______.
A. remained more or less constant
B. decreased by a noticeable margin
C. surpassed the percentage of men
D. increased by a significant margin
Answer:
A.
increased by a significant margin is correct
Explanation:
The proportion of women in the labor force has significantly increased between 1950 and 2015. As a result, option (D) is the appropriate response.
What do you know about the women participation in workforce?Since the industrial revolution, women's engagement in the labor force outside the home has grown in industrialized countries, with a particularly significant increase noted in the 20th century.
Women made up 34% of the general labor force in 1950. In 1960, the rate increased to 38%, then to 43% in 1970, 52% in 1980, 58% in 1990, and 60% in 2000.
In the labor force in 1950, women made up around one third of the population. By 1998, almost three out of every five working-age women were employed. In 1950, 33.9 percent of women over the age of 16 were in the work force; by 1998, that number had increased to 59.8 percent.
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What does an environmental management technician do?.
Standards are:_______.
A. set for each major production input or task
B. rarely used outside of management accounting
C. benchmarks for measuring performance
D. compared to the actual quantities and costs of inputs
Standards are benchmarks for measuring performance.
What is standard?Standard is used to measure an individual or group performance.
It helps to know if an individual is doing exceptionally well or not.
Therefore, Standards are benchmarks for measuring performance and can be compared to the actual quantities and costs of inputs.
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What is a very common way to purchase an automobile?
Answer:
through a car dealership?? what kinda question is that
Kay a person with a disability is an employee of mid state transport company when the firms elevator is taken out of service kay cannot get to her offics
Companies are supposed to provide working elevators for people living with disabilities.
In this regard, because Kay is disabled, the only means for her to access her office conveniently and on time is availability of elevator during the working hours.
However too, it could be inferred that the company is trying to kick her out if management is taking away the elevator or if they stopped the elevator officially from working.
What is an elevator?An elevator is lift that moves people or passengers in a vertical shaft in a multistory building.
So therefore, companies are supposed to provide working elevators for people living with disabilities.
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Mortgage interest paid on a home is an example of a tax
A. deduction
B. credit
C. form
O D. refund
Answer:
A. Deduction
Explanation:
it's when u pay Ur taxes
Help me please.. there is no option on here for human resources principals, so i jus clicked business as the subject..
Answer:
pls explain the question first
What will most likely cause a lender to approve credit?
O A historic credit score of 500
O Most payments paid on time
O A large amount of debt owed
O A long credit history with high balances
Answer:
Most payments paid on time.
Explanation:
The more you pay off the higher your credit score get the more you can buy.
Most payments paid on time, most likely cause a lender to approve credit. Thus, option (b) is correct.
A lender is less likely to approve loans if you have a 500 credit score historically and a lot of debt. Lenders take into account variables including credit score, payment history, debt-to-income ratio, and length of credit history when determining a borrower's creditworthiness.
Hard credit inquiries that are often needed for mortgage pre-approval can lower a buyer's credit score by five points or fewer. It is advised that throughout the underwriting process, borrowers refrain from opening any new credit lines or taking out any loans, since this could have an impact on the result.
As a result, the significance of the payments paid on time, most likely cause a lender to approve credit are the aforementioned. Therefore, option (b) is correct.
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Choose a company you frequently buy from.
For example: Nike, McDonald's, Wawa
Now, identify that company's target market and marketing mix.
7 of these cuboids of side 3cm are put together to make this shape
The surface area of the shape is 504cm^2.
What is Surface Area?This refers to the sum of all areas of the faces on a three-dimensional shape.
From the complete question, we can see that there is a diagram with the following parameters:
Seven cuboidsEach side 3cmThe surface area of the shape is:
3 3 * 3=9
9 * 7=63
63+9=72 * 7
=504cm^2
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A clothing store has ordered a new supply of jeans for the fall season and wants to sell off the remaining items from the previous spring. What action would the store owner most likely take? The store owner would most likely raise the price of the spring jeans to encourage producers. The store owner would most likely lower the price of the spring jeans to encourage producers. The store owner would most likely raise the price of the spring jeans to encourage consumers. The store owner would most likely lower the price of the spring jeans to encourage consumers
The action that the store owner would likely take is that : The store owner would most likely lower the price of the spring jeans to encourage consumers.
What is supply?
Supply refers to the quantity of goods that a seller is willing to sell at a given price in a given period of time. It has a positive relationship with price of commodity, which means supply increases with increase in the commodity's price.
There is also law of supply which states that the quantity of a good supplied increases as the price increases and vice versa.
Hence, the action that the store owner would likely take is that : The store owner would most likely lower the price of the spring jeans to encourage consumers.
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Answer:
D
Explanation:
How much does it cost to hike the appalachian trail?.
Trail ranges from $5,000 to $7,000 for a 5- to 7-month hike; that amount includes gear, trail resupply, and town expenses. Expect to spend about $1,000 a month per person.