Your credit score does not affect your:
A. chances of landing a new job.
B. ability to rent an apartment.
C. ability to get a car loan.
D. yearly income.

Answers

Answer 1

A persons credit score would not affect the chances that they have to land a new job when they need one.

What is a credit score?

This is a number that is used to show that a person is credit worthy. It shows how the person responds to the loans that they owe.

A high credit score shows that the person is one that does what is required on time. A lower one may have negative effects on a person.

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Answer 2

Answer:

D. Yearly Income

Explanation:


Related Questions

When analyzing a market how do economists deal with the factors that affect market

Answers

Explanation:

In order to study the change in the factors affecting the market easily, economists prefer to consider one factor at a time and keep other factors constant. This strategy is difficult to apply in real world, but this makes the understanding of an economic model simpler

Your annual budget to hire a social media team is $620,000. If each member on the team is paid $18/an hour and works a total of 2,040 hours per year, how many members can you hire for the team?

Answers

The number of team members you can hire based on your annual budget of $620,000 for the social media team is 16.

What is budgeting?

Budgeting is the process of making a financial estimate of expected revenue and expenditure for a period.

Budgeting ensures that sufficient funds are made available and spending does not exceed the budgeted amount.

Data and Calculations:

Annual budget for media team = $620,000

Member's rate per hour = $18

Total hours worked per year by a member = 2,040

A member's earnings per year = $36,720 ($18 x 2,040)

The number of team members to hire =16.9 ($620,000/$36,720)

Thus, the number of team members to hire for the social media team is 16.

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Sarai spends her day checking through boxes of built product to ensure accuracy in production. She makes sure there is enough product to meet the demand. Based on her tasks, which is most likely her career? Manufacturing Production Process Development Maintenance, Installation, and Repair Logistics and Inventory Control Health, Safety, and Environmental Assurance.

Answers

Based on the fact that Sarai is usually making sure there is enough supply, she is most likely a Logistics and Inventory Control officer.

What does a Logistics and Inventory Control officer do?

They make sure that the company has enough inventory to meet the demands of customers.

They also check the purchases that the company acquires for quality and accuracy before they can be sold to customers. This is what Sarai does.

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Answer:

Logistics and Inventory Control

Explanation:

Good Luck

Which of the following is an example of a game where the customer can choose their own numbers

Answers

The game where players are allowed to pick their own numbers is the game of Mega-Millions.

What is Mega-Millions?

This is a type of lottery game that is available in several countries around the world and involves players picking certain numbers to stand a chance to win some money.

The players get to choose the numbers they believe will be lucky and then there is a draw. If their numbers are selected, they stand a chance to win.

Options for this question were:

a. Quick Pick game.

b. Mega Millions.

c. Instant Scratch-Off game.

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When a company enters a new business in a different industry from that in which it currently operates and does not expect to achieve any value chain synergies, this is ________ diversification.

Answers

When a company enters into a new business that is unrelated without expecting to acheive any value chain synergies, it is can be referred to as: unrelated diversification.

What is Unrelated Diversification?

Unrelated diversification can be described as a type of diversification whereby a company ventures into unconnected business areas where the opportunities for sharing resources between areas do not exist.

An example of unrelated diversification is Amazon venturing into grocery store business which involves the purchase of whole foods.

Therefore, when a company enters into a new business that is unrelated without expecting to acheive any value chain synergies, it is can be referred to as: unrelated diversification.

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What step is the most important in the decision making model?.

Answers

Answer:

Identifying or stating the problem

Explanation:

If a product has a unit contribution margin of $12, a sales price of $20 and total fixed costs of $1,000, its variable cost per unit must be $______.

Answers

Based on the unit contribution margin and the sales price of the product, the variable cost per unit is $8.

What is the variable cost per unit?

This can be found as the formula:

= Sales price - Contribution margin per unit

Solving gives:

= 20 - 12

= $8

In conclusion, the variable cost per unit is $8.

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Buying office space is ______________ in the long run-in comparison to leasing. Which is the correct answer?
less difficult
less expensive
more expensive
more difficult

Answers

Answer:

less expansive

Explanation:

i took the test. i got it right

Buying office space is less expensive, as in the long run it will cover in the variable cost and economies of scale will work.

What is economies of scale?

The cost advantages that businesses gain as a result of their size of operation are known as economies of scale in microeconomics. They are commonly quantified by the amount of output generated in a given amount of time. Scale can be increased when the cost per unit of output decreases.

The phenomenon known as economies of scale occurs when the scale or magnitude of the production produced by a firm increases while the average cost per unit of output decreases.

Technical, managerial, marketing, financial, commercial, and network economies of scale are the six different categories of internal economies of scale.

Economies of scale emerge when a company reaps the rewards of its size. A corporation gains from a variety of efficiency as it grows. For instance, serving 1,000 people at a restaurant is much more affordable and effective than serving just one.

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The level of aggregate supply in the long run is not affected by.

Answers

Answer:

Long run aggregate supply (LRAS) is a theoretical concept and refers to the output that an economy can produce when using all its factors of production, and hence when operating at full employment. Graphically, it is a vertical curve indicating that, in the long run, output is not affected by changes in the price level.

Choose a company you frequently buy from.
For example: Nike, McDonald's, Wawa
Now, identify that company's target market and marketing mix.

Answers

Nikes target market or consumers are athletic individuals. They use the marketing mix that involves athletic products made for professional athletes but can be used for leisurely activities making it more accessible to the general population. Their commercials display fit models wearing Nike brand athletic shoes, clothing, and or using Nike equipment. The company also invests in research to improve product effectiveness and customer satisfaction.

A type of pricing strategy we’re in the same product being sold at a different place but have different price

Answers

Price discrimination is a sales strategy of selling the same product or service to different customers for different prices. First-degree price discrimination involves selling a product at the exact price that each customer is willing to pay.

Based on your reading of the following passage, to which listed careers do you think John might be suited? (Select all that apply. ) John is a high school graduate. He is smart and ambitious but does not wish to pursue a college degree. John has good technical skills, can operate computers, and has a strong grasp of basic physical sciences. He served in the navy for four years. John is not opposed to joining a union. He does not have a spouse or any children. John is physically healthy, strong, and has good vision without any significant issues. John might be suited to be: a seaman a seaman a rail yard worker a rail yard worker a ship's captain a ship's captain a dispatcher

Answers

Answer:

a seaman

a seaman

a rail yard worker

Explanation:

GM creates a separate website for each of its car models (e.g., chevrolet). This reflects which type of multi-branding strategy

Answers

The type of multi-branding strategy that GM creates by using a separate website for each of its car models is known as the house of brands.

What is a multi-branding strategy?

A multi-branding strategy involves using a portfolio of products with different brand names by the same company.

Multi-branding is a  branding strategy that involves using two or more brand names to market the same product to different audiences.

Thus, the type of multi-branding strategy that GM creates by using a separate website for each of its car models is known as the house of brands.

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Hidden aspects of an organization that organizational behavior provides insight into include ________.

Answers

Answer:

The answer is attitude

Explanation:

Hope this helps:)...if not then sorry for wasting your time and may God bless you:)

Game theory suggests that competing firms in an oligopolistic industry may be

Answers

Game theory suggests that competing firms in an oligopolistic industry may be  reluctant to change prices because they anticipate that rivals will match price cuts but ignore price increases.

What is Game theory?

Game theory looks at the interactions between participants in a competitive game and calculates the best choice for the player.

Dominant strategy is the best option for a player regardless of what the other player is playing. Nash equilibrium is the best outcome for players where no player has an incentive to change their decisions.

Here are the options:

. too quick to raise prices because they will fail to anticipate that rivals may gain market shares.

b. reluctant to change prices because they anticipate that rivals will match price cuts but ignore price increases

c. reluctant to change prices because they anticipate that rivals will ignore price cuts but match price increases

d. too quick to cut prices because they fail to anticipate that rivals may also cut their prices.

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Game theory suggests that competing firms in an oligopolistic industry may be reluctant to price changes.

What do you mean by oligopoly?

An oligopoly is a form of market that is made up of a few large firms engaging in strategic behavior. An automobile is the best example of an oligopoly market.

A game theory suggests that competing firms in an oligopoly industry may be reluctant in changes the price because they can analyze that rivals can match the price cuts but generally ignore the increase in the prices.

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What will most likely cause a lender to approve credit?
O A historic credit score of 500
O Most payments paid on time
O A large amount of debt owed
O A long credit history with high balances

Answers

Answer:

Most payments paid on time.

Explanation:

The more you pay off the higher your credit score get the more you can buy.

Most payments paid on time, most likely cause a lender to approve credit. Thus, option (b) is correct.

A lender is less likely to approve loans if you have a 500 credit score historically and a lot of debt. Lenders take into account variables including credit score, payment history, debt-to-income ratio, and length of credit history when determining a borrower's creditworthiness.

Hard credit inquiries that are often needed for mortgage pre-approval can lower a buyer's credit score by five points or fewer. It is advised that throughout the underwriting process, borrowers refrain from opening any new credit lines or taking out any loans, since this could have an impact on the result.  

As a result, the significance of the payments paid on time, most likely cause a lender to approve credit are the aforementioned. Therefore, option (b) is correct.

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Schaad corporation has entered into an eight-year lease for a piece of equipment. the annual payment under the lease will be $2,500, with payments being made at the beginning of each year. if the discount rate is 14%, what’s the present value of the lease payments? ignore income taxes in this problem.

Answers

If the discount rate of the eight-year lease for a piece of equipment entered by Schaad Corporation is 14% with an annual lease payment of $2,500, the present value of the lease payments is $13,220.76.

How is the present value of lease payments determined?

The present value (PV) of lease payments can be determined by computing the discount factor of 14% for 8 years and multiplying it with the annual lease payment.

The present value can also be computed using the PV table or the PV formula.

However, for this exercise, we have used an online finance calculator to determine the PV as follows:

Data and Calculations:

N (# of periods) = 8 years

I/Y (Interest per year) = 14%

PMT (Periodic Payment) = $2,500

FV (Future Value) = $0

Results:

PV = $13,220.76

Sum of all periodic payments = $20,000 ($2,500 x 8)

Total Interest = $6,779.24

Thus, if the discount rate of the eight-year lease for a piece of equipment entered by Schaad Corporation is 14% with an annual lease payment of $2,500, the present value of the lease payments is $13,220.76.

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CAN SOMEONE WITH SOME BUSINESS KNOWLEDGE HELP ME PLEASE!

The main business functions and their roles.

Review questions

1. Which business function is concerned with ensuring that products are produced to meet the quality standards expected by customers?

2. Name the business function involved in developing and selling products that meet customer needs.

3. Which sector is involved in making sure that the company has the employees it needs to run its operations?

4. Which business function is responsible for ensuring that the company has the funds it needs to carry out its operations?

5. Which business department is responsible for ensuring that employees are adequately compensated (salary-wage)?

6. Name the business function that must ensure that the correct quantity of a good or service is produced.

7. Which sector is responsible for researching and determining the wants and needs of different groups of consumers?

8. The management of the company wants to provide an extra benefit to its employees, other than a salary increase, for example, offering cafeteria and/or cafeteria service. What type of information should be consulted with each sector (HR, OPERATIONS, FINANCE AND MARKETING)?

THANK YOU FOR AT LEAST READING IT

Answers

Answer:

marketing is the business functions involved in developing and selling products that meet customer's need.

If the annual interest is $100 on a 3-year, straight interest-only note, and the interest rate on the note is 5% per year, what is the amount of the loan?

Answers

Assuming the interest rate on the note is 5% per year, the amount of the loan is $2,000.

Loan amount

Using this formula

Loan amount=Annual interest/Interest rate on the note


Where:

Annual interest=$100

Interest rate on the note=5% or 0.05

Let plug in the formula

Loan amount=$100/0.05

Loan amount=$2,000

Inconclusion assuming the interest rate on the note is 5% per year, the amount of the loan is $2,000.

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Wilson manufacturing relies on an extensive __________ system, where its employees share information between departments. for example, departments such as human resources can share payroll information with employees. persons outside the firm do not have access to this network.

Answers

Answer:

Wilson manufacturing relies on an extensive Intranet system, where its employees share information between departments. for example, departments such as human resources can share payroll information with employees. persons outside the firm do not have access to this network.

______ refers to an increase in the variety of products and services a firm offers or markets and the geographic regions in which it competes.

Answers

The increase in the variety of products and services a firm offers or markets and the geographic regions in which it competes refers to diversification.

What is diversification?

Diversfication is the process by which a firm increases the product offerings to its customers in a particular region. The purpose of diversification is to increase the options avaiable to customers, increase profit margin and increase market share.

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Rothan Corp. Is evaluating the purchase of a small firm, Lemm Inc. , which manufactures products involving advanced technology. These products are expected to revolutionize the home construction industry. Lemm has only a minor share of this growing market, but the market is expected to grow rapidly. Substantial investment will be required. In the BCG matrix, Lemm Inc. Would be placed in the _____________________ category

Answers

Lemm Incorporated will be put in the Question Mark Category on the BCG Matrix because it has a high growth potential but low market share.

What is a BCG Matrix?

The BCG matrix or BCG growth-share Matrix is a strategic tool developed by the Boston Consulting Group.

It is primarily used to categorize an investment based on its future outlook. The four key categories on the BCG Matrix are:

Cash CowQuestion MarkStars and Dogs

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Which of the following risk-return statements is true? Group of answer choices Higher returns mean greater risk. Liquidity and return move up and down together. Higher risk is associated with higher liquidity. Lower risks are associated with less liquid assets.

Answers

The true statement about the following risk-return option is that a higher returns mean greater risk.

What is a risk return?

As associated with investment risk, its involves the notion that the higher the risk, the higher the return on an investment and vice versa.

Hence, the true statement about the following risk-return option is that a higher returns mean greater risk.

Therefore, the Option A is correct.

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Saraiya runs a small café. She would like to start placing small ad buys on social media and hires an analytics firm to determine which platforms she should advertise on. What type of cost would this be considered?.

Answers

A social media implementation cost wil be incurred if she start placing small ad buys on social media and hires an analytics firm.

What is a social media implementation cost?

These is a varible cost that is used for implementation of social media account for advertisement, promotion etc.

Hence, these implementation cost wil be incurred if she start placing small ad buys on social media and hires an analytics firm.

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How long does it take to hike the appalachian trail?.

Answers

 A typical hiker takes 5 to 7 months to hike the entire A.T.

Mortgage interest paid on a home is an example of a tax
A. deduction
B. credit
C. form
O D. refund

Answers

Answer:

A. Deduction

Explanation:

it's when u pay Ur taxes

D. Refund not deduction not credit not form not refund

In a period of steep increases in interest rates, which issuer is most likely to be negatively affected

Answers

Answer:

the answer to yout question is utility companys

Explanation:

What is the maximum amount of new loans the bank could lend with the given amounts of reserves?

Answers

The maximum amount of new loans to the bank could lend with the given amounts of reserve is; $400million.

Maximum amount of New loans

It follows from macroeconomics calculations that;

The maximum amount of new loans to the bank!= The current amount in reserves * The multiplier.

Given that the amount in reserves is $80 million.

$80 million * (1/20%)$80 million * (5) = $400 million.

Ultimately, the maximum amount in new loans given the amount in reserves is; $400 million.

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A ___________ cost system would be used by a company that makes custom, made-to-order wedding cakes

Answers

A job order cost system would be used by a company that makes custom, made-to-order wedding cakes.

What is a job order costing system?

A job order costing system is a costing method that determines the cost of manufacturing each product or job separately.

The circumstances that favor the use of the job order costing system include:

Production includes a variety of different and customized products.There is a need to calculate the cost of producing an individual job.Production must match the customer's order and not for stocking for sale.The costs are accumulated for each job separately.A job is performed according to the customer's specifications.

Thus, a  job order cost system would be used by a company that makes custom, made-to-order wedding cakes.

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When considering marginal revenue versus marginal costs, marketers must ensure that.

Answers

It should be noted that when considering marginal revenue versus marginal costs, marketers must ensure that marginal revenue exceeds marginal costs.

What is marginal revenue and marginal costs?

The marginal cost of production serves as the change in total cost that is bern incured as a result of making or producing one additional item.

Marginal revenue (MR) on the other hand serves as the incremental entity.

However, In equilibrium, marginal revenue equals marginal costs.

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